About

About Sarrafi

We help money exchange businesses work faster, safer and smarter.

Bank-grade security Since 2023 Erbil, Iraq
About

About Sarrafi

Sarrafi is a modern platform built specifically for money exchange businesses. Founded in Erbil, we replace paper ledgers and scattered spreadsheets with one secure, real-time system.

38m+Exchanges processed
2.4k+Active clients
28+Currencies supported
99.9%Uptime & security
01

Our Mission

To give every money exchange — from a single counter to a multi-branch network — fast, accurate and secure software that replaces paper ledgers with real-time control over every currency, branch and cashier.

02

Our Vision

To become the trusted standard for money-exchange technology across the region — where every transfer, balance and payment is transparent, instant and connected, online and offline.

03

Who we are

  • SecurityYour data is protected and private.
  • SpeedReal-time balances and instant operations.
  • AccuracyAutomatic, error-free calculations.
  • LocalBuilt for the region, in your language.
Our history

Our journey from 2023 to today

Milestones that shaped Sarrafi.

2023
01 / 04

Sarrafi is founded

We started in Erbil with a vision to modernize money exchange across the region.

2023
2024
02 / 04

Multi-branch & cashiers

Branch and cashier management with live moneyboxes went live.

2024
2025
03 / 04

Cards, debts & HR

Bank-card operations, debt netting and a full HR/payroll system arrived.

2025
2026
04 / 04

Online payments & website

Secure online subscriptions with Wayl and a public multi-language website.

2026
FAQ

Frequently asked questions

Everything you need to know about Sarrafi.

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What is Sarrafi?

Sarrafi is a complete money-exchange platform: live multi-currency rates, branches, cashiers, customer balances, bank cards, HR and online payments — all in one place.

Which currencies are supported?

You can add unlimited currencies with a base currency and automatic, base-aware conversion between any pair.

Is my data secure?

Yes. Each business is isolated, access is role-based, and every transaction has a full audit trail.

Can I manage multiple branches?

Absolutely. Manage unlimited branches and cashiers with live balances, transfers and debt tracking for each.

How do I pay for a subscription?

Subscriptions are paid securely online through Wayl. Choose a plan, pay, and your dashboard activates instantly.

Does it work in Kurdish and Arabic?

Yes — the platform fully supports Kurdish, Arabic, Persian, Turkish and English, with complete right-to-left layouts.

Can cashiers have their own moneybox?

Yes. Each cashier gets a dedicated moneybox with deposits, withdrawals and a live balance you can audit anytime.

How does profit calculation work?

You set buy/sell profit rates per currency and Sarrafi calculates your gain automatically on every exchange.

Can I print customer statements?

Yes. Generate printable, date-ranged statements with opening and closing balances for any customer.

Is there a mobile version?

Sarrafi is fully web-based and responsive, so it works on desktop, tablet and phone without installing anything.

Can I track debts between branches?

Yes. Branch and cashier debts are tracked and automatically netted across currencies.

Do you support bank card commissions?

Yes. Card deposits and withdrawals include configurable commission handling out of the box.

How fast can I get started?

Most exchanges are up and running the same day — create an account, set your base currency and add your team.

Can I set user roles and permissions?

Yes. Role-based access lets each team member see only what they should.

Is my money data backed up?

Yes. Your data is cloud-hosted, always online and automatically backed up.

Can I export my records?

Yes. Export your records whenever you need for accounting or auditing.

Do you offer customer support?

Yes. Our team is available to help you onboard and resolve any question quickly.

Can two non-base currencies be exchanged?

Yes. Sarrafi divides by the first rate then multiplies by the second — automatically and accurately.

Is there a trial?

Yes. You can explore the platform before committing — contact us to get started.

Can I manage salaries and advances?

Yes. The HR module covers salaries, advances, bonuses, overtime and absences in one place.

Will it fit my existing workflow?

Sarrafi is built around how sarrafs actually work, so it fits your daily flow with minimal change.

How do exchange rates update?

You control your rates per currency, and changes apply live across every branch and cashier.

Can I see live balances at any time?

Yes. Every moneybox shows a real-time balance per currency, branch and cashier.

Does it support multiple users at once?

Yes. Your whole team can work at the same time, each with their own role and view.

Can I record honest-customer transactions?

Yes. Track trusted-customer balances, exchanges and statements with full history.

Can I customize commissions per service?

Yes. Set flexible commission rules for card and transfer operations.

Is training required to use it?

No. The interface is clean and in your language, so teams learn it in a day.

Can I run reports per branch?

Yes. Generate clear reports per branch, per currency and per period.

What happens to my data if I leave?

Your data is yours. You can export everything before closing your account.

Can I use it for a single small shop?

Absolutely. Sarrafi scales from a single counter to a large multi-branch network.

5Languages with full RTL
19+Currencies supported
24/7Live balances & access
100%Web-based, no install
Testimonials

Trusted by exchange businesses

Hear from sarrafs who run their day on Sarrafi.

We replaced three notebooks and a calculator with Sarrafi. Every branch balance is now live and our books finally match at the end of the day.

KA
Karwan A.Owner, Erbil Exchange

Bank-card commissions, customer statements and HR are all in one place. Paying online with Wayl was instant and secure.

HR
Hemin R.Sarraf, Sulaymaniyah

Onboarding was fast and the interface in Kurdish made my whole team comfortable from day one.

LT
Lana T.Owner, Zagros Exchange

I close my drawer in minutes now. The live balance means no more end-of-day surprises.

DK
Diyar K.Cashier, Kirkuk

The reports give me a clear picture per currency and per branch. Decisions are simply easier now.

AS
Avan S.Finance lead, Basra

Transfers between my two branches used to take phone calls. Now they are instant and fully tracked.

RH
Rebin H.Owner, Halabja Exchange

Month-end used to be a nightmare. With automatic profit and debt netting it is now a few clicks.

SN
Shilan N.Accountant, Erbil

Bank-card handling with commissions saved us from a lot of manual errors.

BJ
Bawar J.Manager, Zakho

Printable customer statements made my clients trust me even more. Everything is transparent.

TA
Tara A.Owner, Ranya

Having everything in Kurdish and Arabic means I never second-guess a screen.

SM
Sazan M.Sarraf, Koya

We grew from one branch to five and Sarrafi handled it without a hitch.

HD
Hawkar D.Owner, Erbil Central

The interface is fast and clean. I do more in a day with far less stress.

NR
Nasik R.Cashier, Dohuk

Audit trails on every transaction give me total peace of mind during reviews.

PK
Pexshan K.Finance, Sulaymaniyah

Paying my subscription online with Wayl took thirty seconds and the dashboard was live instantly.

AS
Aland S.Owner, Erbil